Because I never have cash and, as a result, I have to borrow money from people.

• Kim - $4 (borrowed for lunch when my parents forgot to give me money)
• Ellie - $7 (borrowed for food at Physics Day when I forgot to get money from my mom)
• Phil - approx $5? (borrowed to get tickets for the carnival because there wasn't an ATM - paid the other $20 back via dinner, etc.)
• Ms. Beaudoin - $5 (for our advisory going over our advisory fund at dinner)