• Achieve personal freedom
    • Get better at setting boundaries and feel less guilty about it
    • Be more honest with myself and challenge my beliefs
    • Figure out who I really am and what I truly want and like
  • Achieve financial freedom (basically)
    • Max out retirement savings
      • $6,000 for IRA ($6,000 is 2021 limit) (research best IRA options for me)
      • $19,500 for 401(k) ($19,500 is 2021 limit)
    • Refinance mortgage to 20-Year and make bi-weekly payments
    • Pay off HELOC (Feb)
    • Save $500/paycheck for rtw trip (~$20k by the end of the year, stretch ~25k)
  • Finish all house repairs
    • Side sewer (~$20,043.45)
    • Front porch and back porch stairs ($3,340)
    • Scrape and paint south siding
  • Work on diving buoyancy
  • Learn to play tennis
  • Take a relaxing vacation
  • Check 4 things off the 40 by 40 list
    • Be debt free (not including mortgage) (2021)
    • Move to a new state
    • South America/Machu Picchu
    • Indiana Dunes, Badlands, Acadia NP
  • Complete another full book collection
    • Thomas Nelson Spring, Summer and Fall Editions
  • Move to a new state
  • Visit a new-to-me National Park
    • Badlands, South Dakota
    • Indiana Dunes, Indiana
    • Acadia, Maine
  • Eat at a fancy restaurant, as Emma says
    • Boka, Chicago
    • Central, Lima Peru
    • Varoulko, Athens Greece
  • Check 5 things off the bucket list
    • Move to a new state
    • Eat at Boka
    • Badlands NP, Indiana Dunes NP, Acadia NP
    • Sea urchin and chicken heart
    • Take a cross country road trip
    • Own investment real estate
    • Hike the Inca Trail to Machu Picchu
aug 16 2020 ∞
feb 3 2022 +