i’ve a income of £1,234pcm. i follow low buy rules to save money and space (i live w my parents 😌). you can see those below.

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reoccurent payments

  • weekly
    • £28-36 for travel
  • monthly = £305
    • £5 for neocities
    • £50 to lifetime isa
    • £100 to tattoo fund
    • £150 in rent
  • bimonthly
    • £90 for yoga classes

i'm trying to put at least £700~ a month in my savings to go towards a foreign master’s degree (need at the top end £65k…)

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shopping list for when i have a little bit put to one side cosmetics

  • cool toned lipstick: folio from mac, £25
  • bright cool-toned red blush similar to glossier's spark

lifestyle

technology

  • (region free) blu-ray player
  • ipod nano 6th gen in blue to replace my missing one – cex, £50

wearables

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low + no buy rules

my aims: save money, mindfully consume, stop impulse purchases, declutter

i'm reducing my credit card limit as i don't need that much allowance and it is dangerous for me to have so much. lol

no buy

  • in-app purchases
  • fandom merch
  • candles
  • fast food
  • streaming subscriptions + prime

low buy

  • hot drinks while out (maximum twice a month cuz a chai is £5 minimum down here)
  • clothing (unless replacing, aim for sustainably made only)
  • skincare, makeup, and perfume (unless replacing)
  • physical media: cds, dvd, books, video games (one in, one out)
    • allowed one item every quarter
jan 25 2026 ∞
jun 1 2026 +