ROUTINE MONTHLY

• Pay ONCU Visa (due on 5th) Paid $1031.25 on 11-2 via acct transfer #3279857
• Pay Home Depot card Paid $85.62 on 11-2 #631845414262441
• Pay Kohls card (due on 9th) Paid $117.03 on 11-3 (coffeemaker) #S5S1L1W1
• Pay SWA Visa (due on 10th) Paid $865.34 on 11-2 #8850433852
• Pay WF Visa (due on 20th) Paid $465.17 on 11-12 #1002411838
• Pay $11.62 Corestream supplemental benefits premium (paid November premium 11/15/25)
• Pay $192.63 mortgage escrow (paid online 10/26/25)
• Move TIAA payments to Chase savings ($860) /unable to move for Nov. $$ needed
• Move old Kia payment ($380) to savings (unable for Nov)
• Read online or pick up new issue of Spirit Magazine & Relay
• Get free bread at Great Harvest
• Update sales tax chart (updated thru June)
• Update mileage chart (updated through November-partial December)
• Update unreimbursed medical chart
• Early in month: print ONCU checking statement for file (printed thru Oct ‘25)
• Replace Cuisinart filter every 2 months (done 10/1)
• Quick descale Cuisinart every month (new 10/16/25)
• Check water softener level; make sure to drain water heater every 9-12 months due to salt water sitting in the tank
• Check birthdays
• Monthly: call/email Wayne, Emily, Susan, Carlton

ROUTINE QUARTERLY December - March - June - Sept

• Check water softener level
• Test water softener salt
• Full Cuisinart descale (new Oct 2025) — last done
• Check HVAC air filters (replaced 6-30-25)
• Clear bathroom drains (done 8/12/25)
• Brita filters (done 8-1-25)
• Update/print financial records (done 10/16/25)
• Colon cleanse (done 8/16/25)

EVERY 9-12 MONTHS

• Replace BlueAir filters (master bedroom & guest bedroom changed 10/15/25; living room changed 08/11/25); mini’s changed 10/25/25)

MAJOR UPCOMING EXPENSES

• Coffee & end tables ($500)
• Get garage insulated
• Niro spare tire/rim ($170+tax)
• Interior painting

NOVEMBER

• Return dog carrier to PetsMart before 11/29 OR ship to Sally
• Buy 1-gallon cape honeysuckle
• Re-check fireplace pilot light
• Set up 3-way phone call w Randy & Jordan
• Schedule lunch w Cathy (in progress)
• CALL WAYNE!!
• Update all !v86/ passwords
• Return Dell laptop to UNLV
• Take CDs to Zia Records
• Get Kohls tunics altered
• Confirm cat details w Erik for TGiving trip
• Update sales tax & unreimbursed medical charts
• Return box of clothes, knives and CDs to Tom

DECEMBER

• Update mileage & sales tax charts

JANUARY

• Update financial records through Dec 2025
• Finalize unreimbutsed medical for tax year 2025

REMODEL

• Master bedroom painting
• Master closet painting
• Cabinet & guest-bath vanity painting
• Guest bath shower conversion
• Baseboards painting
• Dining room window
• Shutters for guest bedroom & bath (?)

RECENT MAJOR EXPENSES

• Oversize chair & ottoman ($540)
• Sectional sofa ($2000)
• New Lenovo laptop ($650) 2025
• Blink 3-year lock-in plan ($300)
• Replace water softener ($1800) 2025
• Exterior house painting 2025 ($1800)
• Roof repair ($985) 2025
• Master shower valve + wall repair ($558)
• Toilet $262 incl install 2024
• Windows in guest bedroom ($2500) 2024
• Outdoor irrigation replacement ($2,100 ONCU savings)
• $1200 for new water heater 2022
• $2000 cash for home safe
• iPhone 11 Pro ($550)
• Install 220v in garage 2020 ($750)
• MyQ garage door opener ($200 + $80install)
• New washer & dryer ($1500) 2020
• Fascial stretch sessions ($75/ea)
• Bathroom vanity ($1300)
• Bathroom tile ($150)
• Bathroom remodel labor ($2650) + $200 tip
• Shower enclosure ($850)
• Living room & guest bedroom carpeting ($2600)

FUTURE

• Get garnet bracelet made
• Paint/paper closet