- Phase0 = SE cover u(any progs) & m=$ ("idk if fudsts")
- Jan-Apr reserve if t time
- gbt full m bug extend
- s worker gen letter
- if find any $=not enough, only temp upski (decreasing while jsd), need m until selfsuff ("pay back" (anyway))
- &can still reven like kickout
- asap PhasePTSav = SE <400wk(4healthc) (ideal grow replace belows)
- small/internal kaps (no values bc asap below no?)
- gbt at least sav enough (jic can't alt with below)
- PhaseDaAnCert
- PhaseNoM:
- if can't/delayedJSD & can't ptsav = dac plan
- ina find new live bu wise
- possibly"FT"OwnHome
- ownhome SE jsd
- SE new live
- possibly♿︎8LongTermPT = mp+fone SE jsd (&ideal grow "ft" above)
- if PhaseNo♿︎:
- possibly"FT"OwnHome (above)
- possibly SE multiple pt/freel?
- possibly NWF and/or fix-ups (other list sooner)
- if new live SE bu wise ina
- possibly SE grad? gbt
- (gbt if ♿︎8 reset, still NoM & better)
- test etc
- possibly FB for better? gbt
- ina ask safe ♿︎sw/advis ?
apr 14 2026 ∞
apr 19 2026 +