• Menus. Most excited about this one!

"Making a menu for the week/pay period/month, and then a grocery list from the menu, and shopping only for those items on the list can dramatically cut your food bills, especially if you put things on your menu that are budget friendly foods (like.. no steak every night, but pasta’s and rice are very inexpensive.)"

• Errands.

"Save them up and run as many as you can in one trip, especially with the prices gas has been hitting recently. This also tends to save time, since you are already out and quite likely, closer to where the errands are than home."

• Pack a lunch.

"Think about it.. you can pack a lunch, even a TV dinner style lunch for $1-2 but if you go to a restaurant, or drive through, you easily pay $5-10, multiply that times 5 workdays a week and it adds up fast."