You can save 10 to 20% on your daily purchases by spending 10 minutes a day. Sounds interesting? Read on.

Here's what you need to do during these 10 minutes:

- Shopping plan. You have to have it, it's an absolute must. Without a plan, you are condemned to buy unnecessary products or overpay. As a general rule, the longer the planning range of an item, the cheaper the purchase will be as a result. Think about how you buy a car, for example. Do you enter the first better showroom and buy the first better model, or on the contrary: do you walk around the local showrooms, check, compare and, as a result, buy there and the car that suits you best? That's what it's all about, and that's how you can plan your daily shopping.

- Haggle, i.e. ask for a discount and expect to receive it. Usually - and even with larger purchases, it's normal - you manage to bargain. Use it.

- The bill. Take care of that, so that after the purchase you get the appropriate bill.

- Check the bill. Examine it carefully to see if there are any errors - they are really possible and really happen.

- Write down the appropriate number of the expenditure category on the account (more about this in the article entitled "Expenses"). "Start controlling your money.

And that's it, or that's it. Thanks to these few simple steps, you are able to save from 10 to 20% on your purchases.

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