• salary: $1250 per month
  • roth ira: $100 per month
  • virgin mobile: $35 per month
  • boingo: $50 per month
  • entertainment: $150 per 2 weeks
• penfed: $5200 (EMF)
• usaa: $6786 (checking)

goal: Jan 2016 open a usaa savings account with $10,000