Budgeting:

• Start a local savings account that requires in-person withdrawals to save emergency $.
• Use a cash-only method for purchases Get organized using the envelope (paperclip) budget system.
• Participate in the 52 week challenge (to the best of your ability).
• In addition, set aside $10-$15 from each paycheck with the intention of using this savings for a vacation trip/road-trip.
• Have zero credit card debt by June 1, 2014. Thereafter, use credit cards to build credit.

Cleaning:

• Never leave dishes in the sink over night. Constant vigilance!
• Put away the laundry before it eats the bedroom. Constant vigilance!
• Pick a cleaning schedule with M. and stick to it. You'll both thank yourselves for a peaceful environment in your hectic worlds.

Coursework:

• Spend 1 afternoon each week at the library. Do assignments or just be pro-active: do thesis research. Take time to spend study time in an environment that is conducive to concentration and productivity.
• Think seriously about your thesis. Act on that serious thinking.

-Etsy:

• Spend more energy on Etsy endeavors. Try to let 1 day each week be devoted to creating 2-3 new items to list.
• Revamp marketing strategies to be more sustainable/accessible.
• Promote the site. Drive your friends a little nuts in the process.

(not possible during grad school)

Self:

• Be a more conscientious eater: eat cleaner, whole foods more often; work to not let stress dictate your diet.