j a n u a r y ——

• [★] rent
• [★] bank fees
• [★] m's bus pass
• [★] house insurance
• [★] internet
• [★] phones
• [★] spotify

f e b r u a r y ——

• [★] rent
• [★] bank fees
• [★] m's bus pass
• [★] house insurance
• [★] internet
• [★] phones
• [★] spotify

m a r c h ——

• [★] rent
• [★] bank fees
• [★] m's bus pass
• [★] house insurance
• [★] internet
• [★] phones
• [★] spotify

a p r i l ——

• [★] rent
• [★] bank fees
• [★] m's bus pass
• [★] house insurance
• [★] internet
• [★] phones
• spotify

m a y ——

• [★] rent
• bank fees
• [★] m's bus pass
• [★] house insurance
• [★] internet
• [★] phones
• [★] spotify

j u n e ——

• [★] rent
• [★] bank fees
• [★] m's bus pass
• [★] house insurance
• [★] internet
• [★] phones
• [★] spotify

j u l y ——

• [★] rent
• [★] bank fees
• [★] m's bus pass
• [★] house insurance
• [★] internet
• [★] phones
• spotify

a u g u s t ——

• [★] rent
• [★] bank fees
• [★] m's bus pass
• [★] house insurance
• [★] internet
• [★] phones
• [★] spotify

s e p t e m b e r ——

• [★] rent
• bank fees
• m's bus pass
• house insurance
• internet
• phones
• spotify

o c t o b e r ——

• rent
• bank fees
• m's bus pass
• house insurance
• internet
• phones
• spotify

n o v e m b e r ——

• rent
• bank fees
• m's bus pass
• house insurance
• internet
• phones
• spotify

d e c e m b e r ——

• rent
• bank fees
• m's bus pass
• house insurance
• internet
• phones
• spotify