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- auto pay subscriptions
- buy new pay later stacking
- financing 'adult toys'
- lifestyle creep
- minimum credit card payments
- not renegociating recurring bills
- saving whatever's left instead of paying yourself first
- small daily 'treat yourself'
- tax refund or bonus for extra money
jul 16 2025 ∞
jul 16 2025 +
jul 16 2025 +