university ➤

• ◽ study each subject for 1 hour after class
• ◽ review all subjects on the weekend
• ◽ try not to rely on a curve
• ◽ organize your time better !

finance ➤

• ◽ goal monthly budget: $200/month
• ◽ try to write down daily expenses
• ◽ cut back on eating out !
• ◽ spend wisely. invest in pieces that last, or at least space out when you buy things

health ➤

• ◽ try to go to the gym/excercise 3x a week
• ◽ drink more water
• ◽ be more conscious of food choices
• ◽ cut back on computer/tablet/phone time

self ➤

• ◽ read/finish 10 books (00/10)
• ◽ keep up with your planner/journal
• ◽ speak up more !
• ◽ say yes less often. be good to yourself and don't put too much on your plate.
• ◽ be kind, be open-minded, be positive